AllClear Travel Insurance Help Information

Geographical Limits

Single Trips

Region 1
The United Kingdom of Great Britain and Northern Ireland, the Scilly Isles, the Isle of Man and the Channel Islands.

Region 2
The continent of Europe west of the Ural Mountains, all countries bordering the Mediterranean Sea, as well as Madeira and the Azores, but EXCLUDING those countries mentioned in Region 3.

Region 3
Means Spain, The Canaries, Turkey, Cyprus, Malta and Switzerland.

Region 4
Means anywhere in the world except USA, Canada, Caribbean, South Africa, Japan, Hong Kong and Singapore.


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Winter Sports
If you intend to participate in skiing or snow boarding you will require to choose this option for full cover. If you require cover for specialist hazardous pursuits, for example scuba diving or bungee jumping you must ring our call centre on 0870 900 4633. Close this help window


Exclude cancellation
You may not want cover for holiday costs lost due to cancelling or cutting short your trip, e.g. for health reasons. You receive a 20% discount for this. Close this help window


Exclude Baggage Cover
Many household policies offer cover for your property whilst on holiday, therefore you may wish to reduce your premium by removing baggage cover. However please check your household policy first.
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Additional Cancellation Cover
Increase the standard cover (£1000) under the Cancellation and Curtailment Section up to £5000. Please note, if no pre-existing medical conditions are declared, the standard cancellation cover is increased to £5000 per traveller automatically.
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Travelling Companion Cancellation Cover
To cover your travelling companions for cancellation or curtailment due to your pre-exisiting medical condition
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Golf Cover
The golf cover extension covers you up to £750 for golf equipment that is lost, stolen or damaged during your trip, limited to £250 for any one item. It covers up to £250 per item up to £750 in all. Hire of golf equipment up to £375 (£75 per day) is covered if your own is lost, stolen or damaged. Irrecoverable green fees paid before you travel are also re-imbursed if you cannot play due to ill health during the trip.
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Waiting List Cover
If you are on a waiting list for medical treatment or investigation which may mean you have to cancel or curtail your journey we will not cover these costs unless this extension has been selected.
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Commencement Dates
The Commencement Date is the date from which your cancellation cover will start. For pre-existing medical conditions cancellation cover cannot start more than 3 months before your Departure Date.
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Cover Dates
Cancellation cover for pre-existing medical conditions starts three months before your journey starts. However, for "new" medical problems, i.e. those which are not related to the pre-existing ones, cover starts the day your policy is issued. Cover for all other sections starts at the beginning of your journey. (But it will not be longer than the period for which the premium has been paid).
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Credit Card Payments
We can accept most major credit & debit cards as covered by the scheme logos displayed. PLEASE NOTE We do NOT accept American Express OR Diners Club International cards due to a higher cost of processing. We cannot accept Electron cards as these require the cardholder to be physically present during the transaction.
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Single Trips
Single Trip policies can be taken for any one trip up to 366 days in duration. depending on the severity of your medical condition(s).
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